Schemesयोजना
Understand schemes before you apply.अर्ज करण्यापूर्वी योजना समजून घ्या.
Eligibility, benefits and the authority behind each scheme - explained plainly, connected back to your actual situation.प्रत्येक योजनेमागील पात्रता, लाभ आणि प्राधिकरण - सोप्या भाषेत, तुमच्या प्रत्यक्ष परिस्थितीशी जोडलेले.
Schemes libraryयोजना संग्रह
Government schemes, explained plainly.सरकारी योजना, सोप्या भाषेत.
Independent, plain-language explainers for schemes relevant to business, finance, farming, property and society needs. Always confirm current terms with the implementing body before you apply.व्यवसाय, वित्त, शेती, मालमत्ता आणि सोसायटीच्या गरजांशी संबंधित योजनांचे स्वतंत्र, सोप्या भाषेतील स्पष्टीकरण. अर्ज करण्यापूर्वी नेहमी अंमलबजावणी संस्थेकडून सध्याच्या अटी तपासून घ्या.
Udyam Registrationउद्यम नोंदणी
Official MSME recognition · अधिकृत एमएसएमई मान्यताA free, self-declared online registration that formally recognises a business as a Micro, Small or Medium Enterprise (MSME).
View scheme · योजना पहा Business & MSMEव्यवसाय व एमएसएमईPrime Minister's Employment Generation Programme (PMEGP)पंतप्रधान रोजगार निर्मिती कार्यक्रम (PMEGP)
Subsidy-linked loan for new micro-enterprises · नवीन सूक्ष्म उद्योगांसाठी अनुदानाशी जोडलेले कर्जA credit-linked subsidy scheme that helps first-time entrepreneurs set up new micro-enterprises in manufacturing or services.
View scheme · योजना पहा Funding & Financeनिधी व वित्तCredit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE)सूक्ष्म व लघु उद्योगांसाठी पत हमी निधी ट्रस्ट (CGTMSE)
Collateral-free credit guarantee · तारणमुक्त पत हमीA guarantee cover that lets banks and lending institutions extend collateral-free credit to eligible micro and small enterprises.
View scheme · योजना पहा Business & MSMEव्यवसाय व एमएसएमईGovernment e-Marketplace (GeM) Registrationसरकारी ई-मार्केटप्लेस (GeM) नोंदणी
Sell directly to government buyers · सरकारी खरेदीदारांना थेट विक्री कराAn online platform that lets registered sellers list products and services for direct procurement by government departments and PSUs.
View scheme · योजना पहा Funding & Financeनिधी व वित्तPradhan Mantri MUDRA Yojana (PMMY)प्रधानमंत्री मुद्रा योजना (PMMY)
Collateral-free loans up to ₹20 lakh · ₹20 लाखांपर्यंत तारणमुक्त कर्जLoans for non-corporate, non-farm micro and small enterprises, offered in three slabs - Shishu, Kishor and Tarun - based on the stage and size of the business.
View scheme · योजना पहा Funding & Financeनिधी व वित्तStand-Up Indiaस्टँड-अप इंडिया
Loans for first-time SC/ST and women entrepreneurs · प्रथमच उद्योजक बनणाऱ्या SC/ST आणि महिलांसाठी कर्जBank loans between ₹10 lakh and ₹1 crore for setting up a new (greenfield) enterprise in manufacturing, services, trading or allied agriculture activities.
View scheme · योजना पहा Farmer & Ruralशेतकरी व ग्रामीणPM-KISAN (Pradhan Mantri Kisan Samman Nidhi)पीएम-किसान (प्रधानमंत्री किसान सन्मान निधी)
Direct income support for farmer families · शेतकरी कुटुंबांसाठी थेट उत्पन्न सहाय्यDirect income support paid in instalments to eligible landholding farmer families to help meet agricultural and household needs.
View scheme · योजना पहा Farmer & Ruralशेतकरी व ग्रामीणKisan Credit Card (KCC)किसान क्रेडिट कार्ड (KCC)
Short-term credit for crop and allied needs · पीक व संलग्न गरजांसाठी अल्पकालीन कर्जA credit facility that gives farmers timely access to short-term loans for cultivation, post-harvest expenses and allied activities like animal husbandry and fisheries.
View scheme · योजना पहा Farmer & Ruralशेतकरी व ग्रामीणPM Formalisation of Micro Food Processing Enterprises (PMFME)सूक्ष्म अन्न प्रक्रिया उद्योग औपचारिकीकरण योजना (PMFME)
Support for micro food processing units · सूक्ष्म अन्न प्रक्रिया युनिट्ससाठी सहाय्यCredit-linked subsidy and support to help unorganised micro food processing enterprises formalise, upgrade and grow, often through cluster-based approaches.
View scheme · योजना पहा Farmer & Ruralशेतकरी व ग्रामीणPradhan Mantri Fasal Bima Yojana (PMFBY)प्रधानमंत्री फसल विमा योजना (PMFBY)
Crop insurance against yield loss · उत्पन्न हानीविरुद्ध पीक विमाA crop insurance scheme that protects farmers against financial loss from crop failure due to natural calamities, pests or diseases.
View scheme · योजना पहा Property & Housingमालमत्ता व गृहनिर्माणPradhan Mantri Awas Yojana (PMAY)प्रधानमंत्री आवास योजना (PMAY)
Support towards affordable housing · परवडणाऱ्या घरांसाठी सहाय्यA housing scheme aimed at affordable housing access, including interest-support components for eligible home loan borrowers under defined income categories.
View scheme · योजना पहा Property & Housingमालमत्ता व गृहनिर्माणReal Estate Regulation (RERA) Registrationरिअल इस्टेट नियमन (रेरा) नोंदणी
Regulatory registration for real estate projects · रिअल इस्टेट प्रकल्पांसाठी नियामक नोंदणीA regulatory requirement for eligible real estate projects and agents, intended to bring more transparency and accountability to property transactions.
View scheme · योजना पहा complianceGST Registration & Composition Schemeजीएसटी नोंदणी व संयोजन योजना
Tax registration and simplified compliance option · कर नोंदणी आणि सुलभ अनुपालन पर्यायGST registration formalises a business for tax purposes; eligible small businesses can opt for the composition scheme for simplified, lower-frequency compliance.
View scheme · योजना पहा Society & Complianceसोसायटी व अनुपालनSociety & Co-operative Society Registrationसोसायटी व सहकारी संस्था नोंदणी
Formal recognition for community bodies · समुदाय संस्थांसाठी औपचारिक मान्यताRegistration under the applicable societies or co-operative societies act gives a housing society or community body formal legal standing to hold records, manage funds and govern itself.
View scheme · योजना पहा Personal & Government Benefitवैयक्तिक व सरकारी लाभPM Suraksha Bima & PM Jeevan Jyoti Bima Yojanaपीएम सुरक्षा विमा व पीएम जीवन ज्योती विमा योजना
Low-cost personal accident & life cover · कमी खर्चातील वैयक्तिक अपघात व जीवन विमा संरक्षणTwo low-premium insurance schemes providing basic accident and life cover for individuals, renewed annually through a linked bank account.
View scheme · योजना पहा